Privacy & Legal

Your Cover is a product from Allianz Insurance plc

Please read this Notice with care as by using this site you agree to be bound by its terms.

If we decide to make changes to the Notice we will post any changes on this page. If you have any queries please contact us.

Privacy notice

Protecting your privacy is important to us. We promise to respect and safeguard your personal information. We shall try to ensure that your details are accurate and kept up to date. We set out below how we use this information.

We collect and use personal information to allow us to give you a quote or process your purchase of a policy. This information may include details such as your name, address, date of birth, telephone number, email address, bank details and renewal date(s) as well as your credit or debit card number and expiry date.

The information you supply may be used by the Allianz Insurance plc group and their agents for insurance product administration, customer research and to keep you informed by post, telephone, email or other means of services or products which may be of interest to you. Where we use your personal details to tell you about other products and services we will give you the opportunity to inform us that you do not wish your details to be used in this way.

For your protection, telephone calls may be recorded or monitored. Where appropriate we make checks with a licenced credit referencing agency and a record of any search will be made. We exchange information with other insurers through various databases to help us check information provided and also to prevent fraudulent claims. We will disclose information about you to regulatory authorities in response to formal requests.

Your personal data may be transferred to countries outside the EEA. It will at all times be held securely and handled with the utmost care in accordance with all principles of the UK law. By submitting your information you consent to such a transfer.

Allianz Insurance plc is committed to protecting your privacy and takes its responsibilities regarding security of customer information very seriously. We use one of the best available security systems to protect your communication with us.

As your details are sent to us they are encrypted using a system called Secure Socket Layer (SSL 256bit). You will see a padlock symbol at the bottom of the screen to confirm this.

Secure socket layer serves three purposes;

It prevents impersonation so you can be certain you are dealing with Allianz Insurance plc, (click on the padlock to view our Registration Certificate).

It encrypts data so that others cannot read it.

It prevents others changing data that is being sent.

In addition your data is stored behind a firewall on our internal systems. This prevents unauthorised people from gaining access to it.

Furthermore, as required by the UK Data Protection Act 1998, we follow strict security procedures in the storage and disclosure of information which you have given us to prevent unauthorised access.

Whilst using this site, some information is collected automatically using ‘cookies’. This facilitates various processing requirements or enables us to analyse how the site is being used. These cookies may not be automatically deleted from your hard disk when you finish using the website. You can change your web browser to reject cookies or delete cookies that have already been saved, however this may prevent the site from working correctly.

Your Cover uses clear GIFs, or pixel tags, provided by our ad-serving company to help manage our online advertising. These clear GIFs allow our ad-serving company to recognise a unique cookie on your browser that was placed by the same advertiser or another advertiser using the same technology. This allows us to learn which banner ads bring users to our website. The information we collect and share through this technology is not personally identifiable (it does not include your name, address, telephone number or email address). For more information about our ad-serving company, or for your choices about not having this anonymous information used, please visit the Google website.

You have the right to request a copy of all personal information we hold about you, for which there may be a fee of £10.

Legal notice

About us

Your Cover is a product from Allianz Insurance plc.

Allianz Insurance plc is an authorised Insurer registered in England (No. 84638). Registered office: 57 Ladymead, Guildford, Surrey GU1 1DB.

It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register No. 121849. It is also a member of the Financial Ombudsman Service and the Association of British Insurers.

Disclaimer

Whilst we make every effort to ensure that the information contained in this site is complete and accurate, we are not liable for any errors, omissions or misleading statements on these pages, other than to our customers. Anything on this site is for information purposes only and does not constitute investment advice.

Links to third party websites on the site are provided solely as a convenience to you. If you use these links, you will leave the Your Cover site. Allianz Insurance plc has not reviewed all of these third party sites and does not control and is not responsible for any of these sites, their content or their privacy statement. Thus, Allianz Insurance plc does not endorse or make any representations about them, or any information, software or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third party sites linked to this site, you do so at your own risk.

We reserve the right to make amendments and changes to the information on this site at any time. Unless it is clearly indicated, the information provided on this site is not intended to be an offer by us to enter into a contract with you. A contract will be formed only after we have accepted your application and have confirmed to you that a contract has been entered into.

It is your responsibility to ensure that any software downloaded onto your computer from this site is suitable and free from viruses.

Intellectual Property

Allianz Insurance plc is the registered trademark in the UK and other countries of Allianz Insurance plc. The copyright and the content and images in the site belong to Allianz Insurance plc or the images and content are used by Allianz Insurance plc with the permission of the Copyright owner. Note that we are not the owner of copyright in any site linked to our site and you should seek permission from the site owners before copying any materials from them.

You may download information for your own personal use but otherwise it may not be copied or reproduced except with our written permission.

Applicable Law and Language

Products and services illustrated on this site are available for citizens of the UK only. The applicable law governing the contents and use of this site and any disputes arising from use of this site is English law and disputes will be subject to the exclusive jurisdiction of the English courts. The policy will be in English.

Note that this site is not intended for use or distribution by a person in any country where such use or distribution of the site would be contrary to local laws or regulation.

The services described in this site are available to private individuals for their use only. You are not permitted to use this site or to copy material from the site for any commercial purpose.

Emails

Please note that there is no guarantee that any email sent to this site will be received by Allianz Insurance plc or that the message will remain confidential whilst being transmitted.

© 2013 Allianz Insurance plc. All rights reserved.

Cookie policy

Whilst using this site, some information is collected automatically using 'cookies' or local storage.

We use cookies on our website to help us provide customers with the best possible online experience. If you continue to browse our website we assume that you are happy for your web browser to receive all cookies served by our site.

What are cookies?

A cookie is a small text file that is sent to your web browser and stored in the memory of your device when you visit a website. Cookies are useful because they enable collection of user data and analysis of how the website is being used by visitors, to optimise and create the best possible customer experience.

Some cookies are temporary to your browsing session and deleted every time you close your browser. Other cookies remain on your device until they expire or you delete them from your device’s cache.

What information do they not hold?

The cookies we use do not hold any data that can identify you personally, such as; names, phone numbers, email addresses, mailing addresses, bank account numbers or credit card information.

Why do we use cookies?

  • to recognise your computer when you visit our website
  • to improve the website’s usability
  • to track you as you navigate our website
    to analyse the use of our website

What cookies do we use?

Essential cookies

This site uses essential (‘strictly necessary’) cookies as they are essential to the effective operation of our website. Examples of use include:

  • Saving your choice of insurance cover and information as you progress through the quote and buy proces
  • Ensuring your data and policy choices have been captured correctly when you reach the stage of policy purchase.

Non-essential cookies - Performance

To help us understand how visitors use our site and to measure it’s performance, this site uses web analytics cookies provided by Google Analytics and iJento. We only use trusted web analytics platforms that provide statistical insight into interaction and behaviours of website visitors.

Non-essential cookies - Functional

This site uses functional cookies to help remember settings and information when you return to our site and navigate different pages. These cookies are also used for tracking as you navigate different pages prior to purchasing your policy. For example:

  • If you log into the ‘claims tracking’ facility or the ‘customer offers’ section of our site, cookies enable us to remember your login details and access information more efficiently.

Non-essential cookies – Targeting and Marketing

You will see Allianz owned website advertisements on third-party websites as we use display advertising techniques to target consumers. Some advertisements you may see will be facilitated through a Display Advertising Network.

One technique provided by Advertising Networks is called Behavioural Targeting. Advertisements can be tailored to broadcast advertising of a more relevant nature by capturing user's online behaviour. These behaviours can then be used to inform a network to place an advertisement on a website that operates as part of the advertising network.

This site uses targeting cookies that support behavioural advertising. Some of these cookies are placed on your computer by DoubleClick to display our advertisements and also use to evaluate the effectiveness of our advertising and promotions on third party websites. More information about behavioural advertising and how to manage targeting cookies can be found at www.youronlinechoices.eu

Please note that by 'opting out' of receiving cookies from any network, you may disable the ability for a network to deliver ads that are targeted to your interests.

Accepting or rejecting cookies

You may be able to configure your internet browser to warn you each time a new cookie is about to be stored, so that you may make a decision whether to accept or reject it. If cookies are already on your system, you can delete them.

For more information about cookies and how to delete them, please visit:


Allianz Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register No. 121849.