- Our Core cover provides a solid, great value base for your Car insurance policy. If you decide to purchase our Core Car insurance, you can be confident that you are fully insured under the law and can enjoy the benefits below. To enhance your policy with additional cover, please see Additional cover Options you can choose from further down the page.
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Summary of Cover
All these benefits come as standard in your Core cover:
| Online policy documents |
Your policy documents - including your certificate of motor insurance - will be available online via a secure personal 'Your documents' account, which means your paperwork can be accessed from any internet-enabled computer at any time. PLEASE NOTE: If you would like to receive paper documents, these can be purchased by adding the option to your basket. |
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| Courtesy car and damage to your vehicle |
Cover for your car in the event of damage, malicious damage, fire or theft. We will provide a Class A car (small hatchback size) if your car can be repaired, by an Allianz approved repairer, for the duration of repairs to your car, following an insured accident. A hire car will not be provided if your car is stolen or written off but you can insure against this with our Car hire option. |
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| Accident recovery |
Provides roadside assistance, recovery of your car and gets you home in the event of an accident. |
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| Replacement locks and keys |
If the keys, transmitter or immobiliser key for your car are lost or stolen, we will pay the cost of changing the locks, as long as you report the loss to the police within 24 hours of discovering it. |
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| Liability to others |
The cover required to comply with the relevant UK and EU traffic laws to use your car in the UK and Europe. |
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| Legal advice line |
Lawphone, our legal advice phone line, provides free initial advice on any personal legal problem. The service is available 24 hours a day, 365 days a year. |
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Additional cover Options you can choose from:
- Whilst our Core Car insurance offers uncomplicated cover with some handy benefits, you may feel that you require additional elements to complete your policy. For example, you may want to add Car contents cover, to ensure valuables are safe when left in your car, or perhaps Foreign travel cover, if you plan to take your car on holiday with you in the coming year.
| Driving other cars |
Third party only cover while driving a car that is not owned or hired by you. more info |
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| Windscreen cover |
Includes sunroofs and bodywork damaged by broken glass. more info |
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| Car contents |
Cover for clothing and personal effects while in your car or in a luggage trailer or roof box. more info |
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| Foreign travel |
Provides comprehensive car insurance for up to 90 days of driving in the EU, with all the features you have included in your policy for your normal, day-to-day UK driving. more info |
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| Personal accident |
Pays a fixed sum to you and any passengers if you or they are killed or injured in an accident involving your car. more info |
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| Roof box & trailer |
Up to £1,000 to cover your trailer and/or roof box while attached to or detached from your car. more info |
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| Car hire |
Provides a class A (small hatchback size ) car for 14 days if your car is stolen or written off Upgraded car hire provides a vehicle of the same type, seating capacity and similar engine size as your car while you car is repaired following an insured accident or if your car is stolen or written off. more info |
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| No claims discount protection |
Allows you to make one fault claim on your policy without losing your No claim discount. more info |
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| Legal expenses |
Up to £100,000 towards the cost of legal action if you or anyone covered under your policy suffers loss, damage or injury as a result of an accident involving your car. more info |
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| Breakdown cover |
Select from 3 different levels of cover – i) UK roadside breakdown ii) UK roadside breakdown including home assistance iii) European breakdown and recovery including home assistance more info |
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Terms and conditions contained in the policy documentation apply. Download the policy documentation here.
Obtain an instant quote for a Your Cover Car insurance policy online now.
If you need help at any stage whilst you are building your Car insurance cover, our knowledgeable UK customer centre staff are available to assist you on 0800 975 3247.
Your Cover is a product from Allianz Insurance plc, registered in England no 84638 at 57 Ladymead, Guildford, Surrey, GU1 1DB, United Kingdom. Allianz Insurance is authorised and regulated by the Financial Services Authority, registration number 121849 and this can be checked by visiting the FSA website at www.fsa.gov.uk or by contacting the FSA on 0845 606 1234.
Contact us
0800 975 3247
Lines open:
Mon-Fri 8am - 9pm
Sat 9am - 5pm
Calls may be monitored and recorded for training purposes.
Did you know..?
To keep your car policy current, you must tell us if you are moving house. You can make sure your new home is fully protected with Home and Contents insurance from Your Cover. Get a Home quote
Don’t forget your pets, too. Petplan specialises in insurance for domestic pets. Get a Pet quote
If you own a horse, Petplan Equine specialises in cover for horses. Get an Equine quote
Do you own a musical instrument? Allianz Musical Insurance provides specialist musical instrument cover. Get a Musical Instrument quote