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ONE OF THE UK’S LARGEST GENERAL INSURERS. Find out more about Allianz Insurance plc.
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Windscreen cover
Add Windscreen cover to your policy
Windscreen cover is a sensible option to add to your Car insurance policy as it means that your damaged windscreen can be repaired without incurring costs and with no impact on your No claims discount. Windscreen insurance also gives you access to the 24 hour service of our approved windscreen repairer, Autoglass, who will carry out your repair or replacement quickly and efficiently, liaising directly with us to save you the trouble.
PLEASE NOTE: If you do not include this cover in your policy, you will not be protected for glass-only claims.
| Is it for you? |
Windscreen damage is the most commonly claimed part of a car insurance policy and with some windscreens costing up to £2,000; this can be a very expensive item to replace. Whilst your basic car insurance will cover your windscreen, it will be treated as a normal claim subject to full excess and impacting any No claims discount you may have earnt. Given the frequency of windscreen claims, you may consider it prudent to take out this level of protection. By adding the windscreen cover option, you can be sure that we will take care of the cost of fast, professionally carried out repairs. Where replacement is necessary, there is an excess of £75 to pay, but thereafter we will meet the full cost of the replacement if you are using our recommended repairer; if you are using an alternative repairer, our maximum contribution is £250. Our approved windscreen repairer, Autoglass, has over 100 branches across the UK, and over 1200 mobile technicians who will come out to you wherever you are so you can be sure to receive the levels of service you expect and deserve. |
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| What’s included and what’s not |
Your Cover’s Windscreen insurance pays for the cost of repairing your chipped windscreen or, in the case of more serious damage, for the cost of replacing the whole windscreen with no impact on the No claims discount you may have earnt. Windscreen insurance also covers damage to your side and rear windows and glass sunroof. If you include this element in your own personalised Car insurance product from Your Cover, we will:
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| Why Your Cover trusts Autoglass to repair your glass |
Autoglass is one of the UK’s leading vehicle glass repair and replacement companies. They carry out repairs and replacements for over 1.5 million motorists each year and are on call 24 hours a day, 7 days a week, 365 days a year. There are 109 Autoglass branches across the UK, and over 1200 mobile technicians who will come to you at home, at work or wherever you are. All repairs and replacements are guaranteed for as long as you own the vehicle. As our authorised repairer, Autoglass handle all paperwork directly with us. So all you have to do is call the Your Cover Claims line on 0844 893 9606 to report your damage. We will then speak to Autoglass, and everything is taken care of for you. |
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| Damage to your windscreen, and how to tell if it can be repaired |
Your Cover Windscreen cover insures you for repair or replacement, depending on the nature of the damage to your windscreen or other fixed glass. Because removing and refitting a windscreen is a complex process and sometimes has implications for systems within the vehicle, the industry preference is to repair wherever possible, using advanced resin technologies applied by professional technicians using specialist equipment. A repair takes about 30 minutes to complete. Our authorised repairer, Autoglass, carries out windscreen repairs to the recognised BSAU242a 1998 standard. They provide the following guide so you can see for yourself whether damage to your windscreen is repairable:
You can find out more about windscreen damage on the Autoglass website. |
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Your Cover is a product from Allianz Insurance plc, registered in England no 84638 at 57 Ladymead, Guildford, Surrey, GU1 1DB, United Kingdom. Allianz Insurance is authorised and regulated by the Financial Services Authority, registration number 121849 and this can be checked by visiting the FSA website at www.fsa.gov.uk or by contacting the FSA on 0845 606 1234.
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