PROTECTING CUSTOMERS FOR OVER 100 YEARS. Find out more about Allianz Insurance plc.

Car contents insurance

Add Car contents cover to your policy

Add affordable Car contents insurance into your Car insurance policy and protect yourself against loss, damage or theft of personal possessions left in your car, or in a trailer or roof box attached to your car.

It is easy to underestimate the value of the contents people often carry inside their car including mobile phones, removable sat navs, CD & DVD players, handbags, baby seats and collections of CDs the value for which, can quickly add up.

Is it for you?	Think about what you tend to keep in your car or on occasion carry around with you as this option could prove valuable to almost any driver. As well as electronic items, this cover protects a wide array of personal possessions including clothing such as expensive walking boots or perhaps a leather jacket. If you use non-fitted sat-nav, audio or DVD equipment in your car, or often take your laptop out with you, then you might consider this cover particularly useful. By including both Car contents insurance and Roof box & trailer insurance in your personalised car insurance product from Your Cover, you can be sure that your car, trailer and roof box and the contents inside them, are covered when you go travelling. Please note that, should you need to claim under this cover, your No claims discount will be affected and it is subject to any agreed compulsory and voluntary excesses.

Is it for you?

Think about what you tend to keep in your car or on occasion carry around with you as this option could prove valuable to almost any driver. As well as electronic items, this cover protects a wide array of personal possessions including clothing such as expensive walking boots or perhaps a leather jacket.

If you use non-fitted sat-nav, audio or DVD equipment in your car, or often take your laptop out with you, then you might consider this cover particularly useful.

By including both Car contents insurance and Roof box & trailer insurance in your personalised car insurance product from Your Cover, you can be sure that your car, trailer and roof box and the contents inside them, are covered when you go travelling.

Please note that, should you need to claim under this cover, your No claims discount will be affected and it is subject to any agreed compulsory and voluntary excesses.

What’s included and what’s not	Your Cover’s Car contents insurance pays for loss or damage to the contents left in your car, roof box or trailer, caused by theft or attempted theft, fire, collision damage or similar occurrences. The value we will pay will be calculated against the value of your car, up to a maximum sum of £1,000 per claim whether this is for single or for multiple items. If you build this into your personalised Car insurance product from Your Cover we will insure: Mobile phones, removable sat navs, removable CD players, removable DVD players, cameras, iPods and associated equipment, providing you’ve locked them in the boot if the vehicle is unoccupied Possessions left in open trailers, providing you’d made proper efforts to secure them This insurance does not cover: Cash, credit and debit cards, cheques or financial securities documents like bonds or share certificates, watches and other jewellery Any part of a claim which brings the value of the claim to more than 10% of the value of the vehicle, even if the claim itself remains under £1,000. For example, if £1,000 of belongings were stolen from a vehicle with a value of £5,000 we would pay a maximum £500 for the stolen belongings

What’s included and what’s not

Your Cover’s Car contents insurance pays for loss or damage to the contents left in your car, roof box or trailer, caused by theft or attempted theft, fire, collision damage or similar occurrences. The value we will pay will be calculated against the value of your car, up to a maximum sum of £1,000 per claim whether this is for single or for multiple items.

If you build this into your personalised Car insurance product from Your Cover we will insure:

Mobile phones, removable sat navs, removable CD players, removable DVD players, cameras, iPods and associated equipment, providing you’ve locked them in the boot if the vehicle is unoccupied
Possessions left in open trailers, providing you’d made proper efforts to secure them

This insurance does not cover:

Cash, credit and debit cards, cheques or financial securities documents like bonds or share certificates, watches and other jewellery
Any part of a claim which brings the value of the claim to more than 10% of the value of the vehicle, even if the claim itself remains under £1,000. For example, if £1,000 of belongings were stolen from a vehicle with a value of £5,000 we would pay a maximum £500 for the stolen belongings

Protecting your Personal possessions when left in your car	Your Cover Car contents insurance could provide peace of mind for loss of, or for damage to, clothing and other personal possessions, plus removable equipment in the event of, amongst other things, a break-in to your car. The following simple precautions could help to stop opportunistic thieves targeting your car which means you can avoid the disruption and stress caused from having to repair broken windows or replace personal possessions which may hold sentimental value to you: Always leave your vehicle in secure and well-lit locations Never leave removable electronics where they are visible. Lock them out of sight Whenever practical, remove valuables and personal possessions from your car when you get out and take them with you; if you have a sat-nav, regularly remove the suction marks from your windscreen Check that all windows are closed when leaving the car, especially if you have been carrying passengers, particularly children Check that all doors are properly locked especially if you use the key fob to lock the car Ensure malfunctioning window or door locks are repaired immediately by your dealership or preferred garage Lock your roof box; do not overfill it so that it cannot close properly Secure your trailer’s contents using good quality covers, straps, ropes and padlocks

Protecting your Personal possessions when left in your car

Your Cover Car contents insurance could provide peace of mind for loss of, or for damage to, clothing and other personal possessions, plus removable equipment in the event of, amongst other things, a break-in to your car.

The following simple precautions could help to stop opportunistic thieves targeting your car which means you can avoid the disruption and stress caused from having to repair broken windows or replace personal possessions which may hold sentimental value to you:

Always leave your vehicle in secure and well-lit locations
Never leave removable electronics where they are visible. Lock them out of sight
Whenever practical, remove valuables and personal possessions from your car when you get out and take them with you; if you have a sat-nav, regularly remove the suction marks from your windscreen
Check that all windows are closed when leaving the car, especially if you have been carrying passengers, particularly children
Check that all doors are properly locked especially if you use the key fob to lock the car
Ensure malfunctioning window or door locks are repaired immediately by your dealership or preferred garage
Lock your roof box; do not overfill it so that it cannot close properly
Secure your trailer’s contents using good quality covers, straps, ropes and padlocks

Terms and conditions contained in the policy documentation apply. Download the policy documentation here.

Obtain an instant quote for a Your Cover Car insurance policy online now.

If you need help at any stage whilst you are building your Car insurance cover, our knowledgeable UK customer centre staff are available to assist you on 0800 975 3247.

Your Cover is a product from Allianz Insurance plc, registered in England no 84638 at 57 Ladymead, Guildford, Surrey, GU1 1DB, United Kingdom. Allianz Insurance is authorised and regulated by the Financial Services Authority, registration number 121849 and this can be checked by visiting the FSA website at www.fsa.gov.uk or by contacting the FSA on 0845 606 1234.

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