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/content/allianz_your_cover/en/products/car_insurance/core_and_options/personal_accident/jcr:content/c22-parsys/file Personal accident insurance

Add Personal accident cover to your policy

By adding Personal accident insurance into your Car insurance policy, you will be able to secure a one off monetary payment for you and/or your passengers should they be permanently injured or killed in a serious accident involving your car.

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Is it for you?  

If you like to know you are covered for every eventuality, this cover could be for you. By adding Personal accident insurance to your Car insurance policy, you will have the reassurance of knowing you have up to £20,000 worth of cover should you or any passenger come to permanent harm in an accident as a result of getting in or out of your car, travelling in your car or whilst making emergency roadside repairs.

What’s included and what’s not  

This cover is not intended as a substitute for life insurance but it can provide a valuable financial safety net in the event of you or your passengers sustaining a serious personal injury, irrespective of whether you or another party caused the accident.

Personal accident insurance does not provide for:

  • More than one payment per injury to any person, during the period of the insurance
  • Any payment for injury sustained during any kind of racing, rallying or speed-related driving
  • Any payment arising from an incident in which the driver was above the legal limit for alcohol or drugs

Terms and conditions contained in the policy documentation apply. Download the policy documentation here.

Obtain an instant quote for a Your Cover Car insurance policy online now.

If you need help at any stage whilst you are building your Car insurance cover, our knowledgeable UK customer centre staff are available to assist you on 0800 975 3247.

Your Cover is a product from Allianz Insurance plc, registered in England no 84638 at 57 Ladymead, Guildford, Surrey, GU1 1DB, United Kingdom. Allianz Insurance is authorised and regulated by the Financial Services Authority, registration number 121849 and this can be checked by visiting the FSA website at www.fsa.gov.uk or by contacting the FSA on 0845 606 1234.

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How can we help?


  • Do you know what to do in the event of a car accident?
  • Read our guide on how to avoid being in a road traffic accident
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