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Driving other cars

Add Driving other cars cover to your policy

Driving other cars insurance from Your Cover provides insurance for instances in which you might find yourself needing to drive someone else’s car. This insurance provides you with Third party liability cover whilst driving a car which is neither owned, nor hired, by you.

Is it for you?	Think about whether you are ever likely to need to temporarily drive someone else’s car. If you’re the kind of person who likes to be able to help out in an emergency or solve a problem for others, this may be valuable to you. The knowledge that you are insured to get behind the wheel of anyone else’s car in an emergency can make a real difference, as well as the potential benefit of being both practical and socially convenient. It also means that, should your own car be off the road for a few days, you would be able to borrow a car from a friend or relative and avoid the cost of having to hire.

Is it for you?

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Think about whether you are ever likely to need to temporarily drive someone else’s car. If you’re the kind of person who likes to be able to help out in an emergency or solve a problem for others, this may be valuable to you.

The knowledge that you are insured to get behind the wheel of anyone else’s car in an emergency can make a real difference, as well as the potential benefit of being both practical and socially convenient.

It also means that, should your own car be off the road for a few days, you would be able to borrow a car from a friend or relative and avoid the cost of having to hire.

What’s included and what’s not	Driving other cars insurance, covers the policy holder for all Third party liability in the event of you causing accidental damage, injury or death to other people or property while driving a car which is not yours, and which you have not hired. It also includes liabilities caused by passengers travelling with you. It doesn’t however; cover any damage caused to the car you are driving. As well as providing this cover, we will also: Protect your estate, following your death, against any liability you might have which is insured under this policy Provide you with legal representation at any hearing or trial arising as a result of an accident insured under this policy for which you are being held responsible If you select this cover, we will provide its benefits to you alone (as the named policyholder), providing that; You do not own the car, and haven’t hired it or leased it You are not entitled to claim on any other insurance policy You have the permission of the owner to drive the car You are aged 25 or over

What’s included and what’s not

Driving other cars insurance, covers the policy holder for all Third party liability in the event of you causing accidental damage, injury or death to other people or property while driving a car which is not yours, and which you have not hired. It also includes liabilities caused by passengers travelling with you. It doesn’t however; cover any damage caused to the car you are driving.

As well as providing this cover, we will also:

Protect your estate, following your death, against any liability you might have which is insured under this policy
Provide you with legal representation at any hearing or trial arising as a result of an accident insured under this policy for which you are being held responsible

If you select this cover, we will provide its benefits to you alone (as the named policyholder), providing that;

You do not own the car, and haven’t hired it or leased it
You are not entitled to claim on any other insurance policy
You have the permission of the owner to drive the car
You are aged 25 or over

Terms and conditions contained in the policy documentation apply. Download the policy documentation here.

Obtain an instant quote for a Your Cover Car insurance policy online now.

If you need help at any stage whilst you are building your Car insurance cover, our knowledgeable UK customer centre staff are available to assist you on 0800 975 3247.

Your Cover is a product from Allianz Insurance plc, registered in England no 84638 at 57 Ladymead, Guildford, Surrey, GU1 1DB, United Kingdom. Allianz Insurance is authorised and regulated by the Financial Services Authority, registration number 121849 and this can be checked by visiting the FSA website at www.fsa.gov.uk or by contacting the FSA on 0845 606 1234.

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Driving other cars

Add Driving other cars cover to your policy

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